*Promotional FHA 5/1 ARM Rate of 5.5% (7.35% APR). This FHA 5/1 Adjustable-rate mortgage remains fixed at 5.5% (7.35% APR) for the first FIVE years of your loan. Starting in year SIX, the rate will adjust once a year based on index changes. APR achieved by Brandl Anderson paid discount points. Buyer(s) must sign and deliver a purchase agreement between 10/15/26 and 10/31/26 and closes and fully fund on or before 11/30/26. Offer may not be combined with any other existing promotions. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. Certain incentives could affect the loan amount. Brandl Anderson reserves the right to change or withdraw any offer at any time. Information is based on home price of $500,000. Limited funds are available; rate(s) may change or not be available at the time of loan commitment, lock-in or closing if funds are exhausted. Specific terms apply and buyer is subject to qualification that includes, but not limited to, a minimum of 3.5% down, a minimum credit score of 680, owner occupancy requirements, FHA maximum loan limits, and/or any changes in investor guidelines or programs. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Buyer(s) must finance with Brady Day (NMLS #206008) or Casey Van Winkle (NMLS #323964) of First Class Mortgage (NMLS #322842) and close with Land Title. Features, amenities, floorplans, elevations, and designs vary and are subject to changes or substitution without notice. Items shown are artist’s renderings and may contain options that are not standard on all models or not included in the purchase price. Availability may vary. Void where prohibited by law. Equal Housing Opportunity MN Lic. #BC604388